Consumer hoaxes and scams – what to do if it happens to you When you are in the middle of purchasing or selling a home, it is difficult to be prepared for every type of scenario that might pop up, which is why we always recommend working with a real estate agent to help guide you […]
On-line lenders and Real Estate
We are often asked at Solutions whether it makes more sense to go with a local lender in the Charlottesville area that knows the local market and is available to answer calls beyond regular office hours, or go with an online mortgage lender. We see the commercials all the time about being approved in eight […]
Are Mortgage Points a Good Idea?
Are Mortgage Points a Good Idea? When it comes to deciding on what type of loan you will need to purchase a house, it’s a good idea to arm yourself with as much information as possible. One topic that comes up time and again is buying mortgage points and whether they can save you in […]
What is PMI?
Here at Solutions, we often get asked lots of questions by first time homebuyers about all the acronyms that get thrown around by lenders when preparing an offer. For one example, what is PMI? Basically, it’s a protection for a lender. When your down payment is less than 20%, you usually have to pay for […]